Zenvy FinancialThese Terms of Use govern your access to zenvyfinancials.com and the Zenvy Financial loan connection service. By using the site, you agree to them; if you do not agree, please do not use the site.
The Service
Zenvy Financial is a loan connection service. We are not a lender, do not make credit decisions, and do not guarantee that any request will result in an offer or a loan. Any loan you accept is a contract solely between you and the lender, governed by that lender's disclosures and agreements. Our compensation model is described in the Advertiser & Lending Disclosure, which is incorporated into these terms.
Eligibility and Accurate Information
The service is available to U.S. residents who are at least 18 years old (19 where state law requires). You agree to provide accurate, current, and complete information in any request and to submit requests only on your own behalf — applications must be in the borrower's own name with the borrower's own information.
Educational Content
The guides, calculators, comparisons, and articles on this site are educational and informational. All figures — rates, payments, costs, lender characteristics — are estimates for orientation and are not offers, quotes, or financial, legal, or tax advice. Binding terms come only from a lender's written disclosures. The payment calculator produces preliminary estimates only. You are responsible for your own borrowing decisions, and we encourage the reading habits this site teaches everywhere: verify every term in writing before signing anything.
Acceptable Use
You agree not to use the site to submit false information, impersonate another person, interfere with the service's operation, scrape or harvest data, or violate any applicable law. We may suspend access for misuse.
Intellectual Property
The content of this site — text, guides, design, and the Zenvy Financial name and logo — belongs to us or our licensors. You may read, link to, and share our pages; you may not republish substantial portions commercially without permission.
Disclaimers and Limitation of Liability
The site and service are provided "as is" and "as available," without warranties of any kind, express or implied, including fitness for a particular purpose. To the fullest extent permitted by law, Zenvy Financial is not liable for indirect, incidental, or consequential damages arising from use of the site or service, or from any loan agreement between you and a lender. Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.
Changes, Governing Law, and Contact
We may update these terms; continued use after changes constitutes acceptance, and the current version always lives at this address. These terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles. Questions reach us at [email protected] or (888) 655-3256.